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Health Insurance

Proof of health insurance is a condition of enrolment.

Students from EU and EFTA countries who are insured through their country health insurances programmes should apply for a European Health Insurance Card (EHIC). During temporary residence, you have access to medical services from the German public health service on the same conditions and costs as those insured here.
Private health insurance from other countries may also be recognized in Germany.

Foreign health insurances and valid European Health Insurance Cards must be approved by a German public health insurance office.
Alternatively you may sign up for German health insurance. The cost for students in the German public health system differ only slightly.

During the orientation weeks, a representative from a German health insurance company will be at HfM – this is an opportunity to sign up for German public health insurance or to have your European Health Insurance Card approved. Please check the orientation weeks' programme for further information.

DAAD (German Academic Exchange Service) offers group insurance policies (health, accident, and liability) to international students who, for example, are in Germany on the Erasmus programme. Further information on terms and conditions can be found here.

Further Information
Health insurance - Deutsches Studentenwerk
European Health Insurance Card - European Commission

Help in the case of emergency (medical or otherwise) can be reached by calling the toll-free emergency number 112.