Health insurance for students

Responsible for the certificate is: Your statutory health insurance company

All students at German universities are required to have statutory health insurance and are generally insured under the student statutory health insurance scheme. The student statutory health insurance usually lasts until the end of the semester in which the student reaches the age of 30; in exceptional cases, it only ends when the student reaches the age of 36. After that, students must take out voluntary statutory health insurance or private insurance.

Exceptions to compulsory student health insurance

• Insurance is not compulsory for students as long as they are included in family insurance (with a statutory health insurance company), which is usually possible until the age of 24.
• Students are exempt from insurance if they are liable for compulsory insurance according to other regulations, or if they are exempt from insurance by law (e.g. civil servants, paid employees, recipients of widow’s pensions, self-employed workers, etc.).

Students can apply for exemption from compulsory student health insurance. The application can be submitted within three months of the start of compulsory insurance. The exemption is valid for the duration of the entire degree programme and may not be revoked.

Responsible for the certificate is: Your last statutory health insurance company or another German statutory health insurance company of your choice

If you become subject to compulsory health insurance as a result of enrolment at the university, but would like to continue to have private health insurance - usually via co-insurance through your parents - you can apply for exemption from compulsory insurance. This also applies to persons entitled to assistance or persons who enjoy free medical care. The certificate of exemption from compulsory insurance can be issued by any statutory health insurance company.

IMPORTANT Please ask the statutory health insurance company for detailed advice on the consequences of the exemption from compulsory insurance before the exemption certificate is issued, because if you claim the exemption, it is valid for the entire duration of your studies and cannot be revoked.

Responsible for the certificate is: a statutory health insurance company of your choice

If you are from one of the 27 EU countries or from Iceland, Liechtenstein, Norway, or Switzerland, you can obtain a European Health Insurance Card (EHIC) from the relevant health authority in your home country. These cards are issued by your national health insurance provider.

After your arrival in Germany, you have to present the card to a German statutory health insurance company and apply for the certificate of enrolment at Hanns Eisler Musikhochschule.

Responsible for the certificate is: a statutory health insurance company of your choice

If you are from a non-EU country that has a social security agreement with Germany, for example Israel, Serbia, Turkey, etc. (please check with your health insurance provider at home whether your home country has such an agreement with Germany), you must provide proof of insurance coverage from your home country, which you need to present to a German statutory health insurance company, requesting the confirmation that you have sufficient health insurance coverage and the certificate (= „Meldegrund 10 für die Hochschule für Musik Hanns Eisler Berlin“) to be presented to Hanns Eisler Musikhochschule.

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Responsible for the certificate is: a statutory health insurance company of your choice

If you are a student from a non-EU country and have health insurance in your home country, you can have your health insurance checked by a German statutory health insurance company of your choice to ensure that you have sufficient health insurance cover. If your insurance cover is sufficient, you do not need any additional health insurance in Germany. If, on the other hand, your insurance cover is not sufficient, you must take out health insurance in Germany. 

If you do not have health insurance in your home country and are travelling to Germany with travel health insurance, you must take out insurance with a German health insurance company. 

For more information, please contact any German statutory health insurance company.